:root {
    --primary: #1a2a6c;
    --accent: #b21f1f;
    --gold: #fdbb2d;
    --text: #2c3e50;
    --light: #f8f9fa;
    --white: #ffffff;
}
* { box-sizing: border-box; margin: 0; padding: 0; }
body { font-family: 'Open Sans', sans-serif; line-height: 1.6; color: var(--text); background: var(--white); overflow-x: hidden; }
h1, h2, h3 { font-family: 'Montserrat', sans-serif; font-weight: 700; color: var(--primary); }
.skip-link { position: absolute; top: -40px; left: 0; background: var(--primary); color: white; padding: 8px; z-index: 100; transition: 0.3s; }
.skip-link:focus { top: 0; }
header { background: var(--white); padding: 1rem 5%; display: flex; justify-content: space-between; align-items: center; box-shadow: 0 2px 10px rgba(0,0,0,0.1); position: sticky; top: 0; z-index: 1000; }
.logo { display: flex; align-items: center; font-size: 1.5rem; font-weight: bold; color: var(--primary); text-decoration: none; }
.logo img { width: 40px; margin-right: 10px; }
nav a { margin-left: 20px; text-decoration: none; color: var(--text); font-weight: 500; transition: 0.3s; }
nav a:hover { color: var(--accent); }
.hero { padding: 100px 5% 60px; background: linear-gradient(135deg, #f8f9fa 0%, #e9ecef 100%); display: flex; align-items: center; gap: 50px; }
.hero-text { flex: 1; }
.hero-text h1 { font-size: 3.5rem; margin-bottom: 20px; line-height: 1.2; }
.hero-img { flex: 1; border-radius: 20px; box-shadow: 20px 20px 60px #bebebe; }
.hero-img img { width: 100%; border-radius: 20px; display: block; }
.btn { display: inline-block; padding: 15px 35px; background: var(--accent); color: white; text-decoration: none; border-radius: 5px; font-weight: 600; transition: 0.3s; border: none; cursor: pointer; }
.btn:hover { background: var(--primary); transform: translateY(-2px); }
.section { padding: 80px 5%; }
.grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 30px; }
.card { padding: 30px; background: var(--light); border-radius: 15px; border-bottom: 4px solid var(--gold); transition: 0.3s; }
.card:hover { transform: translateY(-10px); box-shadow: 0 10px 30px rgba(0,0,0,0.1); }
.card i { font-size: 2.5rem; color: var(--accent); margin-bottom: 20px; }
.stats { background: var(--primary); color: white; padding: 60px 5%; text-align: center; display: flex; justify-content: space-around; flex-wrap: wrap; }
.stat-item h3 { font-size: 3rem; color: var(--gold); }
.form-container { background: var(--light); padding: 50px; border-radius: 20px; max-width: 800px; margin: 0 auto; }
.form-group { margin-bottom: 20px; }
.form-group label { display: block; margin-bottom: 5px; font-weight: 600; }
.form-group input, .form-group textarea { width: 100%; padding: 12px; border: 1px solid #ddd; border-radius: 5px; font-size: 1rem; }
.trust-layer { background: #f1f3f5; padding: 40px 5%; border-top: 1px solid #dee2e6; font-size: 0.9rem; }
footer { background: #111; color: #ccc; padding: 60px 5% 20px; }
.footer-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); gap: 40px; margin-bottom: 40px; }
.footer-links a { display: block; color: #ccc; text-decoration: none; margin-bottom: 10px; }
.cookie-banner { position: fixed; bottom: 20px; left: 20px; right: 20px; background: white; padding: 20px; border-radius: 10px; box-shadow: 0 0 30px rgba(0,0,0,0.2); display: none; z-index: 2000; align-items: center; justify-content: space-between; }
@media (max-width: 768px) {
    .hero { flex-direction: column; padding-top: 60px; }
    .hero-text h1 { font-size: 2.2rem; }
    header { padding: 1rem 20px; }
    nav { display: none; }
}